LOAN SCHEDULE
DATE: ".date('d-m-Y')."
I {$data['first_name']} {$data['last_name']} W/o/S/o ______________________________________________
R/O {$data['address']}
Availing Gold loan of Rs. {$data['amount']} /-
(Rupees _________________________________________________)
from J S LOAN AND ADVANCES PVT LTD.
for Purpose of _______________________________________
I hereby agree to repay above loan to J S LOAN AND ADVANCES PVT LTD
as per terms and conditions of Loan schedule mentioned hereunder:
DETAILS OF LOAN :
-
LOAN AMOUNT:
({$data['amount']}/-) (__________________________________)
-
FILE CHARGES (If Any)
(_____________________________________________)
-
TOTAL NO. OF INSTALLMENTS:
({$data['tenure_months']}) (In words______________________)
-
PERIOD
(_____________________________________________)
-
VALUE OF INSTALLMENT
({$emi})
-
RATE OF INTEREST
(ROI REDUCING {$data['interest_rate']}% P.A) & (ROI FLAT _______% P.A.)
-
DUE DATE OF INSTALLMENT:
EVERY _____ DAY OF THE MONTH
-
FIRST INSTALLMENT:
(________________)
-
LAST INSTALLMENT:
(________________)
-
CHEQUE DISHONORING CHARGES:
(_______________)
TERMS & CONDITIONS:
- IN CASE OF DEFAULT/ NON PAYMENT OF ANY INSTALLMENT IN ANY MONTH 5% OF FULL LOAN AMOUNT SHALL BE CHARGED AS INTEREST INCLUDING PENALTY FOR THAT MONTH OR MONTHS.
.
- IN CASE OF FORECLOSURE OF LOAN ON ANY STAGE 5% SHALL BE CHARGED ON BALANCE PRINCIPLE AMOUNT ALONG WITH BALANCE PRINCIPLE AMOUNT AS PER AMORTIZATION TABLE WHICH IS ENCLOSED WITH THIS SCHEDULE.
- IF BORROWER FAILS TO .PAY THE ABOVE SAID SUM OF LOAN WITH IN A STIPULATED PERIOD . IN SUCH CASE THE BORROWER SHALL BE LIABLE AND RESPONSIBLE FOR ALL COSTS AND EXPENSES ON RECOVERY ALONG WITH COSTS OF FILING A SUIT AND ALSO IN CONNECTION WITH SUIT TILL RECOVERY OF FULL AMOUNT ALONG WITH ALL PENALTIES AND INTEREST.
GUARANTOR SIGNATURE: CO-BORROWER SIGNATURE BORROWER SIGNATURE